It is very natural for us to misconstrue the difference between payment processing services like PayPal, Stripe etc., and financial institutions like banks. This is because of people having various payment options available to them which was not the case previously. In order to understand the difference between these two systems, we need to first take a look at what each one stands for.

If you own a car you must know that maintaining it is very costly. To add to this is the car insurance which will vary depending on the make, model, state you live in and of course the liabilities. Your age, number of earlier accidents, etc., all contribute towards insurance. Here are a few basic things you should know about insurance.

A ‘my Social Security’ account not only helps you plan for your retirement, it also has numerous practical benefits as well. The prime benefits of Social Security is based on four categories- disability, retirement, dependents and survivors benefits. The process of applying for a Social Security card replacement online starts with creating ‘my Social Security’ account.

Many people in the country feel like they are constantly being ripped off by the system due to poor credit scores. They have loans that they simply cannot clear in due time and find it difficult to find financial institutions or investors who are willing to lend them money in the future.

A merchant cash advance (MCA) is the best option when a small business requires a small capital urgently. This is most suitable for businesses that largely obtain revenue from credit and debit card sales. This includes restaurants, cafes, and retail outlets. A merchant cash advance is technically a commercial transaction as opposed to a loan, and a borrower receives a lump sum amount in exchange for a percentage of their sales.

Student loans pose a huge burden for most of those who are pursuing their higher education. You can obtain relief from this financial stress if you can qualify for a federal student loan forgiveness. You can choose four programs to rule out or diminish your federal student loan balance based on the job or repayment plan that you choose.